Welcome
Welcome. By using our site, products and/or our services, you are agreeing to comply with and be bound by the following terms of use. Please review the following terms carefully. If you do not agree to these terms or do not understand these terms, please do not use our Website, products and/or services. The term "we”, "My Private Investors", "Shuggie", “us”, "our site", "our website" or “our” refers to the legal owner of this website. The term “you”, "member", "vendor", "user" refers to the individual and/or company viewing, buying and/or using our website, products, pages, ads, links, third party ads, third party links, third party pages, third party services and /or our services.
Our Terms, may change from time to time. Prior written or verbal notification of these changes will not be given. It is 100% your responsibility to check our site to see if our terms have changed since the last time you have accepted them.
For your convenience, the last updated date is included at the top of this page.
1. Acceptance of Agreement
You agree to the terms and conditions outlined in this Terms of Use Agreement (“Agreement”) with respect to our services and our site (the “Site”) including all our affiliated websites. This Agreement constitutes the entire and only agreement between us and you, and supersedes all prior or contemporaneous agreements, representations, warranties and understandings with respect to the Site, the content, products or services provided by or through the Site, and the subject matter of this Agreement. This Agreement may be amended at any time by us from time to time without specific notice to you. The latest Agreement will be posted on the Site, and you should review this Agreement prior to using the Site.
2. Copyright
Registration/Purchase Information
The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Site or on any information provided to you by us are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site, except as allowed by Section 4 below, is strictly prohibited. You do not acquire ownership rights to any content, document or other materials viewed through the Site or viewed through the information provided to you by us. The posting of information or materials on the Site or the
distribution of information provided to you by us does not constitute a waiver of any right in such information and materials. Some of the content on the site and in the information to you is the copyrighted work of third parties.
3. Service Marks
"My Private Investors" and "Shuggie" are our marks and trademarks. Anyone using our marks must have prior written authorization from our company. Any member found to be violating and/or
infringing on our marks maybe subject to automatic termination from using our products and/or services. Any product, services and/or company names mentioned on our Site or any information provided to you by us may be trademarked by their respective owners and require their written,
preauthorization from them (and not us) prior to using them.
4. Limited License; Permitted Uses
You are granted a non-exclusive, non-transferable, revocable license (a) to access and use the Site and the information provided to you by us strictly in accordance with this Agreement; (b) to use the Site and our services solely for internal, personal, non-commercial purposes; and (c) to print out discrete information from the Site and any information provided to you by us solely for internal, personal, non-commercial purposes and provided that you maintain all copyright and other policies contained therein. No print out or electronic version of any part of the Site or its contents or in any other information provided to you by us may be used by you in any litigation or arbitration matter whatsoever under any circumstances.
5. Restrictions and Prohibitions on Use
You must be 18 years or older to use this site. Your access and use of the Site and any information provided to you by us (from this Site or outside this Site), any product demonstrations, any products, any services, web pages, management systems, reports, materials or documents (collectively defined as “Content and Materials”) therein are subject to the following restrictions and prohibitions on use:
You may not (a) copy, print (except for the express limited purpose permitted by Section 4 above), republish, display, distribute, transmit, sell, rent, lease, loan or otherwise make available in any form or by any means all or any portion of the Site, any Content and Materials retrieved from the Site or any information provided to you by us (from or outside this Site);
(b) use the Site or any materials obtained from the Site (or provided to you by us outside this Site) to develop, of as a component of, any information, storage and retrieval system, database, information base, or similar resource (in any media now existing or hereafter developed), that is offered for commercial distribution of any kind, including through sale, license, lease, rental, subscription, or any other commercial distribution mechanism; (c) create compilations or derivative works of any Content and Materials from the Site (or provided to you by us outside this Site); (d) use any Content and Materials from the Site (or provided to you by us outside this Site) in any manner that may infringe any copyright, intellectual property right, proprietary right, or property right of us or any third parties; (e) remove, change or obscure any copyright notice or other proprietary notice or terms of use contained in the Site and our Products (or provided to you by us outside this Site); (f) make any portion of the Site,
our Products (or any information provided to you by us outside this Site) available through any timesharing system, service bureau, the Internet or any other technology now existing or developed in the future; (g) remove, decompile, disassemble or reverse engineer any Site software
or Products or use any network monitoring or discovery software to determine the Site architecture; (h) use any automatic or manual process to harvest information from the Site; (i) use the Site (or any information provided to you by us outside this Site) for the purpose of gathering information for or transmitting (1) unsolicited commercial email; (2) email that makes use of headers, invalid or nonexistent domain names, or other means of deceptive addressing; and (3) unsolicited telephone calls or facsimile transmissions; (j) use the Site in a manner that violates any state or federal law regulating email, facsimile transmissions or telephone solicitations; and (k) export or re-export the Site (or any information provided to you by us outside this Site) or any portion thereof, or any software available on or through the Site, in violation of the export control laws or regulations of the United States.
6. Forms & Documents
We may make available through the Site (or outside the Site) material, files and downloadable documents (collectively, “Documents”). All Documents are provided on a non-exclusive license basis only for your personal one-time use for non-commercial purposes, without any right to re-license, sublicense, distribute, assign or transfer such license. Documents are provided without any representations or warranties, express or implied, as to their suitability, completeness, currentness, accuracy, and/or appropriateness. The documents are provided “AS IS,” “AS AVAILABLE,” AND WITH “ALL FAULTS,” and we and any provider of the documents disclaim any warranties, including but not limited to the warranties of merchantability and fitness for a particular purpose. The Documents may be inappropriate for your particular circumstances. Furthermore, state laws may require different or additional provisions to ensure the desired result. You should consult with legal counsel to determine the appropriate legal or business documents necessary for your particular transactions, as the Documents are only samples and may not be applicable to a particular situation. Some Documents are public domain forms or available from public records.
7. No Expressed Advice or Guarantees
Information contained on or made available through our Sites (or provided to you by us outside this Site) is not intended to and does not constitute to be any expressed advice, expressed guarantees, business advice or legal advice under any circumstance. No direct (or indirect) relationship is formed. We do not warrant or guarantee the accurateness, completeness, adequacy or currency of the information contained in or linked to the Site or any of our other websites (or any of the information provided to you by us on this Site or outside of this Site) and this includes, but is not limited to, cases in which a relationship was formed.
We do not warrant or guarantee an improvement in your speech health of any kind. Your use of the information found on the Site or any of the materials linked to this Site or (or any information provided to you by us outside this Site) is entirely at your own risk.
8. Linking to the Site
You may provide links to the Site, provided (a) that you do not remove or obscure, by framing or otherwise, advertisements, the copyright notice, or other notices on the Site, (b) your site does not engage in illegal or pornographic activities, and (c) you discontinue providing links to the Site immediately upon request by us.
9. Advertisers
The Site may contain advertising and sponsorships. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site is accurate and complies with applicable laws. We are not responsible for the illegality or any error, inaccuracy or problem in the advertiser's or sponsor's materials. By using this site and our products and services, you agree to HOLD US HARMLESS OF ANY WRONG DOINGS from using our site and / or using of any third-party vendor found on our Site.
10. At Your Own Risk
You must be 18 years or older to use this Site and/our register with our Site. Using this Site is at your own risk. We do not make any guarantees of any kind. We cannot guarantee any safety of any kind. Clicking on any links on our site is 100% at your own risk all the time. We simply cannot verify all the links attached to our site. If you are redirected to a third party site, you agree to hold us harmless 100% of the time. This site is at your own risk 100% all the time. We cannot guarnatee that every statement, claim, sign or ad on this Site is free from errors or is accurate. We cannot guarantee the identities of the companies and/or individuals advertising or linking to our Site. You agree that you are assuming 100% of all liability of any kind, when using this Site.
11. Registration, Use of Site & Purchases
Certain sections of, or offerings from, the Site may require you to register. If registration is requested, you agree to provide us with accurate, complete registration and/or purchase information. Your registration must be done using accurate information. Each registration
and/or purchase is for your personal use only. We do not permit (a) any other person using the registered sections under your name; or (b) access through a single name being made available to multiple users on a network. You are responsible for preventing such unauthorized use. If we find that you have provided inaccurate, false,
incomplete or misleading information at registration and/or purchase we reserve the right to terminate your account immediately without notification. You agree, we, at its sole discretion can deny registration, purchase,
advertisement and service to any person and
/ or company it deems a threat to its daily operations or any entity or person deemed a competitor. In no event will we be liable for direct, indirect, special, incidental, or consequential damages arising out of the use of or inability to use the content or for any loss or damage of any nature caused to any person as a result of that use. All information you provide must be verifiable including but not limited to employer, brokerage and license info. If it cannot be verified, we reserve the right to deny you advertising on our site. There is a three max ad limit per market for all individuals and companies on our site.
12. Errors, Corrections and Changes
We do not represent or warrant that the Site or our Services will be error-free,
free of viruses or other harmful components, or that defects will be corrected.
We do not represent or warrant that the information available on or through the
Site or our Services will be correct, accurate, timely or otherwise reliable. We may make changes to the features, functionality or content of the Site
or our Products at any time. We reserve the right in our sole discretion to edit or delete any documents, information or other content appearing on the Site.
13. Third Party Content
Third party content may appear on the Site or may be accessible via links from the Site. We are not responsible for and assume no liability for any mistakes, misstatements of law, defamation, omissions, falsehood, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content on the Site. You understand that the information and opinions in the third party content represent solely the thoughts of the author and is neither endorsed by nor does it necessarily reflect our belief. This includes but not limited
to third-party advertisers and links under the Partners page.
Certain Content. Certain of the content on this site is copyrighted by contributors and bloggers, or other third parties. This content is provided “as is” without warranty of any kind. Neither we, nor any data suppliers make any warranty whatsoever as to the accuracy or completeness of the content or the results to be obtained from using the information contained therein and neither we nor any data suppliers will be responsible for any claims attributable to errors, omissions, or other inaccuracies in the information contained in the content. The entire risk for the results and performance of the content is assumed by the user. Further, neither we nor any of our data suppliers make any representations or warranties, either express or implied, with respect to the content, including, but not limited to, the quality, performance, merchantability or fitness for a particular purpose of the content or any information contained therein. In no event will we or any data suppliers be liable for direct, indirect, special, incidental, or consequential damages arising out of the use of or inability to use the content or for any loss or damage of any nature caused to any person as a result of that use.
Material contained in the content may not be duplicated or redistributed without the prior written consent of us and the copyright holder, except that one print copy of search output is permitted for use within the user’s organization and that search output may be stored temporarily in electronic media for editing or reformatting and subsequent printing of one print copy of search output for internal use.
Advertising and sponsored links found on content pages from third party providers are not provided by those content providers and are not endorsements.
14. Unlawful Activity
We reserve the right to investigate complaints or reported violations of this Agreement and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, posted materials, IP addresses and traffic information.
15. Indemnification
You agree to indemnify, defend and hold us and our partners, agents, officers, directors, employees, subcontractors, successors, assigns, third party suppliers of information and documents, advertisers, product and service providers, and affiliates (collectively, “Affiliated Parties”) harmless from any liability, loss, claim and expense related to your violation of this Agreement,
use of our Services, use of our Products or use of the Site.
16. Nontransferable
Your right to use the Site (or any information provided to you by us outside this Site) is not transferable or assignable. Any password or any rights given to you from this site is not transferable or assignable. This includes include, but is not limited to, access to member information, access to use the site and/or access to any information on our site.
17. Disclaimer
THE INFORMATION, CONTENT AND DOCUMENTS FROM OR THROUGH THE SITE (OR ANY INFORMATION PROVIDED TO YOU BY US OUTSIDE THIS SITE) ARE PROVIDED “AS-IS,” “AS AVAILABLE,” WITH “ALL FAULTS,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION, SITE AND/OR SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE OR USE OF THIS SITE, EXCEPT AS PROVIDED IN SECTION 17(b). IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION AND LIMITATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE PRODUCTS, SERVICES, DOCUMENTS AND INFORMATION PRESENTED (ON THIS SITE OR PROVIDED TO YOU BY US
OUTSIDE THIS SITE) WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE (OR OUTSIDE THE SITE) OR OTHERWISE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT.
ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY THIS SITE OR BY ANY INFORMATION PROVIDED TO YOU BY US IS DISCLAIMED. ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILE CONTAINING A FORM OR DOCUMENT IS DISCLAIMED.
WE DO NOT GUARANTEE YOU WILL MAKE MONEY. WE DO NOT MAKE ANY GUARANTEES OF ANY KIND. WE DO NOT GUARANTEE ANY INFO FOUND ON OUR SITE OR LISTS OF ANY KIND. WE DO NOT CLAIM TO BE FINANCIAL ADVISORS OR FINANCIAL EXPERTS OF ANY KIND. THE INFORMATION FOUND
ON THIS SITE AND IN ANY OF OUR LISTS AND/ OR EMAILS OF ANY KIND ARE NOT CONSIDERED TO BE FINANICAL ADVICE OF ANY KIND. WE DO NOT ENDORSE OR RECOMMEND ANY VENDORS, SPONSOR, THIRD PARTY SITE, THIRD PARTY, PRODUCT AND/OR SERVICE FOUND ON OUR SITE OR LINKED TO OUR SITE OR FOUND ON ANY OF OUR LISTS AND/OR EMAILS OF ANY KIND.
18. Limitation of Liability
(a) We and any Affiliated Party shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from (1) any errors in or omissions from the Site or any services or products obtainable there from, (2) the unavailability or interruption of the Site or any features thereof, (3) your use of the Site, (4) the content contained on the Site, or (5) any delay or failure in performance beyond the control of a Covered Party.
(b)(1) THE AGGREGATE LIABILITY OF US AND THE AFFILIATED PARTIES IN CONNECTION WITH ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE AND/OR THE PRODUCTS, INFORMATION, DOCUMENTS AND SERVICES PROVIDED HEREIN OR HEREBY SHALL NOT EXCEED $100 AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US AND ANY AFFILIATED PARTY.
19. Use of Information
We reserve the right, and you authorize us, to the use and assignment of all information regarding Site uses by you and all information provided by you in any manner consistent with our Privacy Policy. All remarks, suggestions, ideas, graphics, or other information communicated by you to us (collectively, a “Submission”) will forever be our property. We will not be required to treat any Submission as confidential, and will not be liable for any ideas (including without limitation, product, service or advertising ideas) and will not incur any liability as a result of any similarities that may appear in our future products, services or operations. Without limitation, we will have exclusive ownership of all present and future existing rights to the Submission of every kind and nature everywhere. We will be entitled to use the Submission for any commercial or other purpose whatsoever, without compensation to you or any other person sending the Submission. You acknowledge that you are responsible for whatever material you submit, and you, not us, have full responsibility for the message, including its legality, reliability, appropriateness, originality, and copyright.
We do not accept registrations from those under 18 years of age. By contacting, purchasing or registering with us, you represent that you are at least 18 years old.
20. Third-Party Services
We may allow access to or advertise certain third-party product or service providers (“Merchants”) from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfillment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of or purchase from such Merchants is AT YOUR SOLE RISK AND IS WITHOUT WARRANTIES OF ANY KIND BY US, EXPRESSED, IMPLIED OR OTHERWISE INCLUDING WARRANTIES OF TITLE, FITNESS FOR PURPOSE, MERCHANTABILITY OR NON-INFRINGEMENT. UNDER NO CIRCUMSTANCES ARE WE LIABLE FOR ANY DAMAGES ARISING FROM THE TRANSACTIONS BETWEEN YOU AND MERCHANTS OR FOR ANY INFORMATION APPEARING ON MERCHANT SITES OR ANY OTHER SITE LINKED TO OUR SITE.
21. Third-Party Merchant Policies
All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on any Merchant sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.
22. Privacy Policy
Our Privacy Policy, may change from time to time. Prior written or verbal notification of these changes will not be given. It is 100% your responsibility to check our site to see if our terms have changed since the last time you have accepted them.
For your convenience, the last updated date is included at the top of this page.
Our Privacy Policy is designed to assist you in understanding how we collect and use the personal information you provide to us while using our website and/or services to better assist you in making an informed decisions when using our Web site, our products and/or services. If you have questions or concerns regarding our Privacy Policy, you should first contact Customer Service prior to using our Web site and/or services.
What Information Do We Collect?
When you visit our Web site you may provide us with two types of information: personal information you knowingly choose to disclose that is collected on an individual basis and Web site use information collected on an aggregate basis as you and others browse our Web site.
1. Personal Information You Choose to Provide
Personal Information
You will provide us information about yourself, your firm or company, and your practices when you register to be a member, request appointments, inquire and/or use our services, register for certain services, register for email newsletters and/or alerts, and/or make purchases. This data collection can include such personally identifiable information as name, company name, address, phone number, cell phone, email address, age range, and/or credit card information. You may also provide additional comments, scheduling information and/or feedback. Please be advised we will retain this information for
an indefinite amount of time. If you choose to provide this information, you agree to do so willingly
and voluntarily. If you cannot agree to this, then we request that you refrain from using our services and/or website.
Email Information
If you choose to correspond with us through email, we may retain the content of your email messages together with your email address and our responses.
Customer / Client Information
Any services and/or products you provide your clients and/or customer (including any information you gather from them) is completely separate from this website. Any information you collect from them will not be stored on this site. We do not store and/or request any sensitive,
personally identifiable information, such as, as social security numbers, date of births, and/or patient medical information through this site. Any email requesting this information was not sent through this site.
2. Web Site Use Information
Similar to other commercial Web sites, our Web site utilizes a standard technology called "cookies" (see explanation below, "What Are Cookies?") and Web server logs (“Log Files”) to collect information about how our Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at our Web site, and the Web sites visited just before and just after our Web site. We, our advertisers and ad serving companies may also use small pieces of code called "web beacons" or "clear gifs" to determine which advertisements and promotions users have seen and how users responded to them. Personally identifiable information is not stored in these cookies, web beacons, or clear gifs. We use a third-party tracking service that uses cookies and log files to track non-personally identifiable information about visitors to our site in the aggregate, usage and volume statistic to help us better understand the needs of our visitors.
How Do We Use the Information That You Provide to Us?
Broadly speaking, we use personal information for purposes of administering and expanding our business activities, providing customer service and making available other products and services to our customers and prospective customers. Occasionally, we also use the information we collect to notify you about important changes to our Web site, new services and special offers we think you will find valuable. You have the opportunity to opt in, or opt out of these specific types of communications by contacting our Customer Service department. You have the opportunity to opt-out any time you receive an email from us by using the link provided at the bottom of the email communication. You also may notify us at any time if you do not wish to receive these offers by contacting us.
Communications from our Site/Choice-Opt Out
If you register on our site or purchase any products from the site you can expect to receive a welcome email and/or an order confirmation email. If you have registered with our site, you will receive any of the communications (newsletters, updates, product information, alerts) that you have opted-in to receive. From time to time we may need to send critical service updates from the site. You may not opt-out of receiving these critical service updates. At any time you do wish to receive this type of communication simply contact us.
Blogs
If you use our blogs you should be aware that any personally identifiable information you submit there, name/Web site, can be read, collected, or used by other users in this forum. We are not responsible for the personally identifiable information you choose to submit in the blogs. Violation of our Terms of Use Agreement can result in removal of your post or termination of membership.
What Are Cookies?
A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site's computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser's preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites. Some of our business partners (e.g., advertisers) use cookies that originate from their sites. We have no access to or control over these cookies. See “Third Party Advertisers.”
How Do We Use Information We Collect from Cookies?
As you use our site, the site uses cookies to differentiate you from other shoppers so your shopping cart is only available to you. In some cases, we also use cookies to prevent you from seeing unnecessary advertisements or requiring you to log in more than is necessary for security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Web site and which parts of the site are most popular. This helps us gather feedback in order to constantly improve our Web site and better serve our customers. Cookies do not allow us to gather any personal information about you and we do not store any personal information that you provided to us in your cookies.
Sharing Information with Third Parties
Your information will not be given to any third parties. We value your privacy.
Service Providers
We use third parties to perform our credit card processing and email services on our site. When you make a purchase from our site, our third-party credit card processing company will facilitate the transaction. An email service provider will provide our email services. We will share billing and email information as necessary to the third party to provide that service.
These third parties are prohibited from using your personally identifiable information for any other purpose, including their own marketing purposes.
Business Transitions
As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer such information in the course of corporate divestitures, mergers, or any dissolution. You will be notified via email of any such change in ownership or control of your personal information.
Occasionally, we may also use the information we collect to notify you about important changes to our Web site, new services and special offers we think you will find valuable. You have the opportunity to opt-in for these notifications at registration, and you have the opportunity to notify us of your desire not to receive these offers at a later date by contacting us.
How Do We Secure Information Transmissions?
The security of your personal information is important to us. When you enter credit card number, you are redirected to a third party company, PayPal, who encrypts that information using secure socket layer technology (SSL).
We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
If you have any questions about security on our Web site, you can contact us.
We have a built in security lock if any user incorrectly logs in to their account after a certain number of attempts. If this occurs you will receive an email notification that your account has been locked and you will be responsible to contact us in order to activate your account again.
Email is not recognized as a secure medium of communication. For this reason, we request that you do not send private information to us by email. Please contact us if you have any questions or concerns.
How Can You Access and Correct Your Information?
You can update your registration information, profile and or resume information
online in your account page.
Certain Disclosures
We may disclose your personal information if required to do so by law or subpoena or if we believe that such action is necessary to (a) conform to the law or comply with legal process served on us or Affiliated Parties (as defined in our Terms of Use Agreement); (b) protect and defend our rights and property, our site, the users of our site, and/or our Affiliated Parties; or (c) act under circumstances to protect the safety of users of our site, us, or third parties.
What About Other Web Sites Linked to Our Web Site?
We are not responsible for the practices employed by Web sites linked to or from our Web site nor the information or content contained therein. Often links to other Web sites are provided solely as pointers to information on topics that may be useful to the users of our Web site.
Please remember that when you use a link to go from our Web site to another Web site, our Privacy Policy is no longer in effect. Your browsing and interaction on any other Web site, including Web sites which have a link on our Web site, is subject to that Web site's own rules and policies. Please read over those privacy rules and policies before proceeding.
Your Consent
By using our Web site and/or services you consent to our collection and use of your personal information as described in this Privacy Policy. If we make material changes to our privacy policies or procedures, we will post those changes on our Web site to keep you aware of what information we collect, how we use it and under what circumstances we may disclose it. If you cannot consent, then we ask that you refrain from using our Web site and services.
23. Disclaimer Policy
Our Disclaimer Policy, may change from time to time. Prior written or verbal notification of these changes will not be given. It is 100% your responsibility to check our site to see if our terms have changed since the last time you have accepted them.
For your convenience, the last updated date is included at the top of this page.
No Guarantees
We do not offer any guarantees of any kind. We do not guarantee membership. We do not guarantee any traffic or leads, if you opt to place an ad. We do not guarantee the site will be operational or your ad will be visible 100% of the time. Your ad will be set to run 100% of the time, but there are cases when our systems are down. We do not guarantee your ad will be approved. We do no offer refunds of any kind. The only exception to our refund policy, is your initial ad is not approved. Please refer to our refund policy in our terms section. We do not guarantee our site is error free or is free from technical issues. Although we do make every effort to verify the identity of our members, we cannot guarantee the identity of our members. Using this site is at your own risk.
Disclaimer
THE INFORMATION, CONTENT AND DOCUMENTS FROM OR THROUGH THE SITE (OR ANY INFORMATION PROVIDED TO YOU BY US OUTSIDE THIS SITE) ARE PROVIDED “AS-IS,” “AS AVAILABLE,” WITH “ALL FAULTS,” AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED (INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE). THE INFORMATION, SITE AND/OR SERVICES MAY CONTAIN BUGS, ERRORS, PROBLEMS OR OTHER LIMITATIONS. WE AND OUR AFFILIATED PARTIES HAVE NO LIABILITY WHATSOEVER FOR YOUR USE OF ANY INFORMATION OR SERVICE OR USE OF THIS SITE, EXCEPT AS PROVIDED IN SECTION 17(b). IN PARTICULAR, BUT NOT AS A LIMITATION THEREOF, WE AND OUR AFFILIATED PARTIES ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF PROFITS, LITIGATION, OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE NEGATION AND LIMITATION OF DAMAGES SET FORTH ABOVE ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN US AND YOU. THIS SITE AND THE PRODUCTS, SERVICES, DOCUMENTS AND INFORMATION PRESENTED (ON THIS SITE OR PROVIDED TO YOU BY US
OUTSIDE THIS SITE) WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US THROUGH THE SITE (OR OUTSIDE THE SITE) OR OTHERWISE SHALL CREATE ANY WARRANTY, REPRESENTATION OR GUARANTEE NOT EXPRESSLY STATED IN THIS AGREEMENT.
ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY THIS SITE OR BY ANY INFORMATION PROVIDED TO YOU BY US IS DISCLAIMED. ALL RESPONSIBILITY OR LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILE CONTAINING A FORM OR DOCUMENT IS DISCLAIMED.
Limitation of Liability
(a) We and any Affiliated Party shall not be liable for any loss, injury, claim, liability, or damage of any kind resulting in any way from (1) any errors in or omissions from the Site or any services or products obtainable there from, (2) the unavailability or interruption of the Site or any features thereof, (3) your use of the Site, (4) the content contained on the Site, or (5) any delay or failure in performance beyond the control of a Covered Party.
(b)(1) THE AGGREGATE LIABILITY OF US AND THE AFFILIATED PARTIES IN CONNECTION WITH ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE AND/OR THE PRODUCTS, INFORMATION, DOCUMENTS AND SERVICES PROVIDED HEREIN OR HEREBY SHALL NOT EXCEED $100 AND THAT AMOUNT SHALL BE IN LIEU OF ALL OTHER REMEDIES WHICH YOU MAY HAVE AGAINST US AND ANY AFFILIATED PARTY.
Hold Harmless
The Site may contain advertising and sponsorships. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site is accurate and complies with applicable laws. We are not responsible for the illegality or any error, inaccuracy or problem in the advertiser's or sponsor's materials. By using this site and our products and services, you agree to HOLD US HARMLESS OF ANY WRONG DOINGS from using our site and / or using of any third-party vendor found on our Site.
Your Consent
By using our Web site and/or services you consent to our terms, privacy polcies and disclaimer. If you have any questions in regards to our policies and/or our site, please contact us immediately.
24. Payments
For security purposes, your payer name must match your registered account name. You agree to this. This applies to both individual and company accounts. If the payer name does not match the registered account name the payment will be denied and the account will not be activated. The only exception are cases where it can be 100% verified that a company account is being paid by an owner of the company. Verifiable information is required 100% of the time. This measure is being taken to protect our site, services and products and all users using our site, products and services. You represent and warrant that if you are purchasing something from us or from Merchants that (i) any credit information you supply is true and complete, (ii) charges incurred by you will be honored by your credit card company, and (iii) you will pay the charges incurred by you at the posted prices, including any applicable taxes.
25. Memberships, Plans & Advertising
You must be 18 years or older to be a registered member on our site. You must be 18 years or older to advertise on our site. For security purposes, each individual and company must provide proof that they qualified to advertise in the market you select. (Example: All therapists must proof that they have an active therapist license in the state they want to advertise in.) If you cannot provide proof, your plan and ad will not approve. We cannot guarantee your membership, plan and/or ad will be approved.
26. Ads & Ad Edits
We reserve the right to limit the number of ads an individual or company can have on our site. Currently, an individual or company can only have one account on our site with a limit of 3 ads at any one time. We reserve the right to limit the number of ads an individual or company can edit their ads. Currently, each plan has a limit on the numbers of time an indivual or company can edit their ads. The number of edits vary per plan and can change at anytime depending on when you purchased the plan. If you have used up your ad edits in any given month, you cannot edit your ad even if a mistake occurred. Any unused ad edits will simply expire and NOT be carry over to the next month. Any unused ad edits are NOT redeemable for any cash, credit or reward. Your ad edits replenish on the 1st of every of month.
27. Company Statements
The Site may include statements concerning our operations, prospects, strategies, financial condition, future economic performance and demand for our products or services, as well as our intentions, plans and objectives (particularly with respect to product and service offerings), that are forward-looking statements. These statements are based upon a number of assumptions and estimates which are subject to significant uncertainties, many of which are beyond our control. When used on our Site, words like “anticipates,” “expects,” “believes,” “estimates,” “seeks,” “plans,” “intends,” “will” and similar expressions are intended to identify forward-looking statements.
28. Links to other Web Sites
The Site contains links to other Web sites. We are not responsible for the content, accuracy or opinions express in such Web sites, and such Web sites are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked Web site on our Site does not imply approval or endorsement of the linked Web site by us. If you decide to leave our Site and access these third-party sites, you do so at your own risk.
29. Copyrights and Copyright Agents
We respect the intellectual property of others, and we ask you to do the same.
If you believe that your work has been copied in a way that constitutes
copyright infringement, please provide our Copyright Agent the following
information: a. An electronic or physical signature of the person authorized to
act on behalf of the owner of the copyright interest; b. A description of the
copyrighted work that you claim has been infringed; c. A description of where
the material that you claim is infringing is located on the Site Your address, telephone number, and email address;
e. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
f. A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
Our Copyright Agent for Notice of claims of copyright infringement on the Site can be reached by directing an e-mail to Customer Service.
30. Information and Press Releases
The Site contains information and press releases about us. We disclaim any duty or obligation to update this information or any press releases. Information about companies other than ours contained in the press release or otherwise, should not be relied upon as being provided or endorsed by us.
31. Legal Compliance
You agree to comply with all applicable domestic and international laws, statutes, ordinances and regulations regarding your use of the Site, any of our other websites and the Content and Materials provided therein.
32. Refund Policy
Due to the nature of the products and services we offer, we do not offer any refunds of any kind. Please ask any questions before placing an order on our site.
33. No Guarantees
We do not offer any guarantees of any kind. We do not guarantee membership. We do not gauarantee you will make money of any kind. We do not guarantee any traffic or leads, if you opt to place an ad. We do not guarantee the site will be operational or your ad will be visible 100% of the time. Your ad will be set to run 100% of the time, but there are cases when our systems are down. We do not guarantee your ad will be approved. We do no offer refunds of any kind. The only exception to our refund policy, is if your ad is not approved. Please refer to our refund policy in our terms section. We do not guarantee our site is error free or is free from technical issues. Although we do make every effort to verify the identity of our members, we cannot guarantee the identity of our members. Using this site is at your own risk.
34. Miscellaneous
This Agreement shall be treated as though it were executed and performed in Pennsylvania, and shall be governed by and construed in accordance with the laws of the State of Pennsylvania (without regard to conflict of law principles). Any cause of action by you with respect to the Site (and/or any information, Documents, products or services related thereto) must be instituted within one (1) year after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in Section 16 and Section 17. The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against any party. Any rule of construction to the effect that ambiguities are to be resolved against the drafting party shall not apply in interpreting this Agreement. This Agreement and all incorporated agreements and your information may be automatically assigned by us in our sole discretion to a third party in the event of an acquisition, sale or merger. If any provision of this agreement is held illegal, invalid or unenforceable for any reason, that provision shall be enforced to the maximum extent permissible, and the other provisions of this Agreement shall remain in full force and effect. If any provision of this Agreement is held illegal, invalid or unenforceable, it shall be replaced, to the extent possible, with a legal, valid, and unenforceable provision that is similar in tenor to the illegal, invalid, or unenforceable provision as is legally possible. To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision. Our rights under this Agreement shall survive any termination of this Agreement. The title, headings and captions of this Agreement are provided for convenience only and shall have no effect on the construction of the terms of this agreement.
35. Arbitration
Any legal controversy or legal claim arising out of or relating to this Agreement or our services, excluding legal action taken by us relating to Site operations and/or intellectual property, shall be settled solely by confidential binding arbitration in accordance with the commercial arbitration rules of JAMS applicable at the time the arbitration commences. The arbitration shall be conducted in
Warrington, Pennsylvania. Each party shall bear its own attorneys' fees. Each party shall bear one-half of the arbitration fees and costs incurred through JAMS.
36. Termination
You agree that we can, in our sole discretion, may terminate your membership
and/ or relationship with us, and remove and discard any content
that you have posted on the Site, for any reason, including, without limitation,
for lack of use or if we, in our sole opinion, believe that you have violated or acted inconsistently with the letter or spirit of this Agreement or that you are a repeat infringer of intellectual property rights. You agree that any termination of your access to the Site,
our Services, any of our other websites or our Products under any provision of this Agreement may be
effected without prior notice, and acknowledge and agree that we may immediately deactivate or delete your account and all related information found in your account. Further, you agree that we shall not be liable to you or any third-party for any termination of your access to the Site,
our Products, any of our other websites and / or our Services.
37. Hold Harmless
The Site may contain advertising and sponsorships. Advertisers and sponsors are responsible for ensuring that material submitted for inclusion on the Site is accurate and complies with applicable laws. By using this site and our products and services, you agree to HOLD US HARMLESS OF ANY WRONG DOINGS from using our site and / or using any third-party vendor found on our Site.
If you use our site to advertise on a third party site, you agree to HOLD US HARMLESS OF ANY WRONG DOINGS and that we are not liable for any outcome that directly and/or indirectly comes from advertising on that site. YOU AGREE THAT ADVERTISING ON
OUR SITE AND/OR ADVERTISING ON A THIRD PARTY SITE IS AT YOUR OWN RISK AND THAT WE ARE NOT LIABLE FROM ANY DAMAGES THAT ARE INCURRED FOR ANY REASON WHETHER EMOTIONAL, PHYSICAL OR
FINANCIAL AND REGARDLESS IF WHETHER OR NOT IT CAN BE DETERMINED THAT WE ARE PARTIALLY OR FULLY DIRECTLY AND/OR INDIRECTLY RESPONSIBLE.
applicable laws. By using this site and our products and services, you agree to HOLD US HARMLESS OF ANY WRONG DOINGS from using our site and / or using any third-party vendor found on our Site.
If you use our site to access, search and/or view ads found on our site or found on a third party site, you agree to HOLD US HARMLESS OF ANY WRONG DOINGS. You are not that we are not liable for any outcome that directly and/or indirectly comes from it. YOU AGREE THAT USING OUR SITE AND/OR USING A THIRD PARTY SITE IS AT YOUR OWN RISK AND THAT WE ARE NOT LIABLE FROM ANY DAMAGES THAT ARE INCURRED FOR ANY REASON WHETHER EMOTIONAL, PHYSICAL OR
FINANCIAL AND REGARDLESS IF WHETHER OR NOT IT CAN BE DETERMINED THAT WE ARE PARTIALLY OR FULLY DIRECTLY AND/OR INDIRECTLY RESPONSIBLE.
YOU AGREE THAT THE EXTENT OF OUR LIABILITY IF FOUND LIABLE UNDER A COURT OF LAW OR OTHERWISE IS EQUAL TO ONE HUNDRED US DOLLARS ($100) AND NO MORE.
38. Three Strike Rule
You agree to follow the 3 strike rule. What is the 3 strike rule? It's simple. If you are found in violation of our rules (terms of use), you are given three chances, before your account is terminated. For serious offenses, the 3 strike rule may not apply and we reserve the right to terminate your account for any reason at any time without written and/or verbal notification.
39. Serious Offenses
What do we consider a serious offense? Any content that displays any of the following will be automatically removed from this site. This includes, but is not limited to, hateful speech, derogatory comments, defamatory comments, discriminatory comments, full or partial nudity (even if the private parts are slightly covered up), illegal activity, slander, defamation, intellectual
property and copyright infringement, fraud, misrepresentation, solicitation, trademark infringement, profanity, .... to name a few.
Any content displaying violence will be automatically removed from this site. Any content using someone's (material, content, intellectual property) and/or (likeliness)
without their explicit written consent will be automatically removed from this site. Anyone found to be contacting members without their explicit consent will be automatically removed from this site. Any obscene material and/or communication of any kind will be
automatically removed from this site.
Any individual found to have been knowingly directly or indirectly involved will be automatically in violation of our policies and be subject to a 3 strike rule violation, account suspension and/or account termination. THIS IS A FAMILY FRIENDLY SITE.
You agree that we reserve he right to remove, delete, and/or edit any content on this site including but not limited to any content you add and/or post this site.
You agree not to add and/or post any offensive content on this site including,
but not limited to the content described above.
You agree that the three strike rule may apply if you are found to have violated any of our rules and that your account may be suspended and/or terminated at any time (for any reason) and without any prior verbal and/or written notification.
40. Website, Links & Video Policies
What is your website, links and video policies?
One link is required to advertise or have a plan on our site.
All titles, links, videos and websites must accurately portray your products and/or service and sites you are linking to.
Any link, video, title, ad or website found to be in violation of one of our policies will be automatically removed from our site.
Only personal and business websites are allowed. Redirect websites are not allowed. Any videos on personal and/or business sites will NOT be allowed.
For security purposes, the only video link that can be used posted on our site are Youtube video links. THE VIDEO LINK MUST ME THE ACTUAL LINK TO THE VIDEO AND NOT THE CHANNEL. This allows us to monitor what videos are being linked to our site. WE DO NOT MONITOR 100% OF THE WEBSITES, VIDEOS AND PODCASTS BEING LINKED TO OUR SITE. VIEWING, LISTENING AND/OR WATCHING ANY VIDEO, WEBSITE AND/OR PODCAST LINKED TO OUR SITE IS AT YOUR OWN RISK. Facebook and Linkedin profiles can be used as personal websites. Podcast links are allowed.
Instagram and Amazon links are not allowed. All video and website links are subject to review and will not appear and be publicly displayed, until approved.
We cannot guarantee that your website and/or video will appear, be approved and/or be approved within a certain timeframe.
Any video, website, and/or podcast protraying any nudity, vulgar and/or offensive language, sexual content, discrminatory, hateful, violent and/or defaming ... comments, context, material, text and/or images of any kind (whether direct and/ or implied) will NOT be allowed on this site and will be automatically removed from this site without any notification of any kind.
We reserve the right to deny any webiste, video, podcast, and/or ad on our site at any time. We reserve the right to protect the safety of our members and/or general public at any time. We reserve protect our brand, image, company, and partners at any time.
41. Renewal Policy
We do not retain any of your ad information after your plan expired. If you want to save any of the info found in your account or on your ads, you are 100% responsible for ensuring that the info has been saved outside of this site.
You agree that we cannot guarantee that any information on this site will be saved even while your ad is live. This includes, but is not limited to, sign titles, links, topics, prices, order info, order history, website links, video links, info on individuals who have contact you and any and all info you post on this site.
42. General Rules & Regulations
By utilizing our services you agree to the following rules and regulations which are subject to change without prior notification written or verbal.
- We reserve the right to cancel your services and/or account for any reason at any time without written or verbal notification.
- We reserve the right to delete your account for any reason at any time without written or verbal notification.
- We reserve the right to make changes to your account for any reason at any time without written or verbal notification.
- We reserve the right to purge any information on your account at any time for any reason without written or verbal notification.
- We reserve the right to lock your account for any reason at any time without written or verbal notification.
- We reserve the right to restrict you access to your account for any reason at any time without written or verbal notification.
- We reserve the right to make changes and/or cancel your profile for any reason at any time without written or verbal notification.
- We reserve the right to purge any information on your account at any time for any reason without written or verbal notification.
- We reserve the right to make changes and/or cancel your links to our site for any reason without written or verbal notification.
- You agree not to post any offensive material of any kind and this includes, but is not limited to, any sexually explicit material, any discriminatory material, any threatening material and any material deemed socially offensive of any kind.
- You agree not to use and/or infringe on anyone's intellectual property, anyone's proprietary information, websites, links, videos, material, images, copyrights, trademarks, patents and likeness without their explicit written consent.
- You agree that viewing, clicking on, and posting any links and or material on our site is at your own risk. This
includes, but is not limited to, to posting materials, images, videos and/or links to your work on our site.
- You agree that you alone are solely responsible for protecting your own materials that you post or link to our site and this
includes, but is not limited to ensuring that no one infringes on your rights and/or copyrights.
- You agree to that all information and/or material posted and/ or link to our site will be
legally owned by you and will not infringe on anyone's proprietary information, copyrights, trademarks and/or patents.
- You agree to remove any and all materials and/or links that is found to or may possibly infringe on anyone's rights.
- You agree to hold us harmless for any reason of any kind. You agree not to sue us for any reason of any kind.
- You agree that only extent of liability owed to you is the total value of any money you paid to us and nothing more and this includes, but is not limited to, liability owed to you from using this site and liability owed to you in the event of any legal action taken towards us of any kind.
- You must have a valid verifiable address including phone number in order to have your account remain open.
- You must have a valid verifiable US address including phone number in order to have your account remain open.
- You must be 18 years or older to have your account remain open. If you are not, your account will be automatically terminated without any written or verbal notification.
- We reserve the right to terminate your account for any reason at any time and without any written or verbal notification.
- All registration information must be valid and/or verifiable. If it is not, your account will be automatically terminated without any written or verbal notification.
- All registration information must be complete, including a valid phone number. If your account is incomplete, your account will be automatically terminated without any written or verbal notification.
- We reserve the right to make changes, additions and / or deletions to our rules & regulations at any time for any reason without written or verbal notification.
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43. Agreement
By using our Web site, products and/or services you agree to our terms, privacy and disclaimer policies. If you do not agree, then please do not use our website, products and services.
If you have any questions in regards to our policies and/or our site, please contact us immediately before using our website, products and/or services.
By using our website, products and/or services your understanding of these policies and agreement is implied. The terms of our agreement is governed by Pennsylvania state laws.
